Tuesday, October 27, 2009
MSHA – Gift of Green
· Beginning December 1, 2009 Gift of Green will provide borrowers a flat $2500. to help with the down payment, closing costs and prepaids.
· The minimum borrower contribution is 1% of the mortgage loan amount.
· Current Gift of Green – Grant of 4% of loan amount up to $5000. Must be registered before November 30, 2009.
· Applicant must complete a 10 hour Homework education class before closing. For a schedule please visit: www.maineworks.org
Please contact me if you have any questions!
Jeff Lunt, Broker
Exclusive Buyer Agent
The Hatcher Group, Keller Willims Realty
Office: 207 775 2121 x4
E-Mail: jclunt@kw.com
New South Portland Listing
Monday, October 26, 2009
Pumpkinhead Bash...
Join us at The Landing in celebration of The Great Pumpkinhead Bash! Festive tunes spun by DJ Greg Powers, amazing atmosphere, & cash prize for the BEST costume.
Shipyard Pumpkinhead beer specials along with several other cocktails and indulgent liquid treats to keep you going Friday night and into Saturday night festivities!
$20 per person
21+
Doors open @ 8:00pm
Don’t want to drive? I don’t blame you! Purchase the “Pumpkinhead Express” bus ticket for just $5.00 round trip from Portland to Scarborough. That is cheaper than a cab in Portland!
Pick up @ 8 sharp from Park and Ride on Marginal Way
Purchase tickets online at www.thelandingatpinepoint.com or call 207.774.4527
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Modern Glamour
for Juxtaposing Styles and Textures Plays Out in This Modern Loft Bedroom
Written by Blake Miller Photography by Ron Royals
When interior designer Lisa Sherry was ready to expand her High Point, North Carolina-based company, Lisa Sherry Interieurs Inc., she looked to the rapidly growing city of Charlotte, just ninety minutes south of the furniture capital. But finding the right second home for the growing design firm provided a challenge for Sherry, who wanted a space that showcased her work but was also multi-functional so that she and her team could use it by day as a workspace and by night as a place to entertain and spend the night.
After visiting several different options throughout Charlotte—walk-in storefronts, older homes—Sherry found herself in the recently built mixed-use condo complex The Metropolitan, which boasted not only a spectacular view of Charlotte’s new greenway but also of the city’s growing skyline. “I looked at four or five different places,” says Sherry. “Once I saw the loft—it was modern, it was new, it had great natural light, it was a great location—I knew it was perfect.”
Before moving into the space, Sherry and designer Jordan McDermott did a floor plan of the entire loft “to see what would work feasibly for our work-space,” says Sherry. In December 2008, Sherry moved into the two-story, one-bedroom loft.
To read the rest of the article, click here: http://www.homebydesign.com/pages/article/HBD_OCT_09_03/1148/index.html
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Saturday, October 24, 2009
Fall Fashion Show! November 4th
Networking at 5:30, Fashion Show will start at 6:30 and the event will go until 7:30. Since 1986 Serendipity has been successfully dressing Maine's fashionable and elegant women for business or casual wear and especially for special occasions, mother of the bride and guests. David Wood Ltd is a men's clothier and outfitter.
For more information about DiMillo’s, please visit: http://www.dimillos.com/restaurant/index.html
Free Parking in the DiMillo's lot at Longwharf on commercial Street.
Register Now!
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Friday, October 23, 2009
SMOKE AND CARBON MONOXIDE ALARM LAW
The certification form is posted on their site: http://www.maine.gov/dps/fmo/documents/RealEstateCOSMOKEALARMcertification.pdf.
For the State Fire Marshal’s fact sheet: http://agentnet.firstam.com/acdm/usr/DisplayDocument.aspx?ACDMDocumentID=3432
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Thursday, October 22, 2009
Harvest on the Harbor - this weekend!
What has food lovers talking? It's the caliber of our restaurants, the expertise of our chefs, and the pure and sustainable ingredients from our farmers, food artisans, and fishermen.
This October, experience the flavors of Maine at Harvest on the Harbor, presented by the Greater Portland Convention & Visitors Bureau.
October 22-24, 2009
Ocean Gateway, Portland Maine
Wednesday, October 21, 2009
flu clinics - postponed
Postponed Seasonal Flu Clinics
Thursday, October 22 ~ St. Pius X Parish Hall, 492 Ocean Avenue ~ 1:00 PM - 4:00 PM
Monday, October 26 ~ Allen Avenue UU Church, 524 Allen Avenue ~ 9:00 AM - noon
Tuesday, October 27 ~ Harbor Terrace, 284 Danforth Street ~ 11:00 AM - 3:00 PM
Wednesday, October 28 ~ Peaks Island Community Center ~ 9:00 AM - noon
Looking for something to do this Friday night?
The evening begins with a champagne reception at 6 pm with hors d'oeuvres of oysters, blini and baked potato paired with Golden Whitefish Roe, Wasabi Flying Fish Roe and Salmon Roe before guests move to their seats for the highlight of the evening: four courses of seafood paired with caviars from around the world.
Caviars featured during the dinner include American Spoonbill, Desietra Baerrii, Galilee Osetra Caviar, and White Sturgeon Caviar. Executive Chef Earl Morse concludes the evening's menu with Maple Pumpkin Panna Cotta topped with Hackleback Caviar, pairing the natural nutty sweetness of this caviar with a sweet dessert.
Renowned caviar importer and expert Rod Mitchell, owner of Browne Trading Co., will be on hand during the dinner to provide an expert introduction to the caviars.
Caviar Dinner tickets are $95 per person; seating is limited. Reservations may be made by calling (207) 775-9090.
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Tuesday, October 20, 2009
Monday, October 19, 2009
Extension of the Gift of Green!
Eligible homebuyers need to act quickly if they want to take advantage of the current Gift of Green offer before it changes. Loans registered on or before November 30, 2009 will receive a grant of 4% of the first mortgage loan amount, up to a maximum of $5,000. Loans reserved on or after December 1, 2009 will receive a grant of $2,500.
Gift of Green may be used with First Home, Operation New Home, and Midcoast Redevelopment Program loans, but only with MaineHousing’s 0 point option. A borrower may finance the government guarantee fee for FHA, RD and VA insured loans or use Gift of Green to pay the FHA, VA and RD guarantee fee. Gift of Green may not be used to make a down payment greater than the minimum required by the mortgage guarantor to lower the debt ratios and make the loan more affordable. Lenders will make principal reduction with excess Gift of Green funds.
Eligible households will continue to receive a 2-part coupon worth up to $500 for a home energy audit to be performed by a Maine certified energy auditor. Visit www.mainehousing.org/energyauditservices.aspx.
for a list of auditors.
Applicants must complete a 10-hour hoMEworks homebuyer education class prior to closing. Lenders are encouraged to recommend that applicants promptly sign up for a class, as seating is limited. For a current hoMEworks class schedule, visit www.mainehomeworks.org.
Home By Design: Great Gardening
Shared via AddThis
The Seeds of
Great Gardening
OCTOBER | NOVEMBER 2009 My friends Lynn and Ralph have a showcase garden, carefully tended as a labor of love. Countless varieties of magnificent bulbs, perennials, and annuals from specialty nurseries fill the beds of their charming hillside residence from early spring to fall. But this garden-happy couple takes great pleasure in propagating many of their plants from seed as well. Ralph thinks nothing of spending hours planting hundreds of tender zinnia or Mexican sunflower starts and scattering multihued columbine seeds from flowers harvested in previous years. If sweet pea seeds are in the ground by mid-March, sherbet-colored bundles of the heirloom flowers fill their home in early summer, and a later brilliantly hued zinnia crop is spectacular.
Thats to say nothing of the vegetables and herbsoh, my! Dinner at their home always includes something special, like salads composed of delicate baby lettuces and tiny pink French radishes, slender haricot verts, or rainbow-hued Swiss chard, not to mention baby cucumbers and pungent basil on just-picked tomatoes that taste like the summers of my childhood. Once, years ago, there was squash grown from seeds harvested on a trip to Italy, where they encountered a farmer with unusual varieties and dried the seeds in the Tuscan sun on the back window ledge of their rental car. Since then, international agriculture rules have changed, so theres no more bringing seeds back in their suitcases. But there are suppliers who handle seeds from other continents as an alternative.
As dramatic as the rewards are for gardening with seeds, the process is somewhat simple, Ralph told me when we were talking about his bumper crop of Mexican sunflowers the other day. He got me to thinking that I was missing a great gardening opportunity.
So how do you begin? If you dont have a greenhouseand most people, including Ralph, donta simple cold framea transparent-roofed enclosure built low to the groundcan be used to protect young seedlings from early-spring cold weather. Think of it as a mini-greenhouse that creates a microclimate, providing several degrees of air and soil temperature insulation to extend your growing season by a month or more.
Although kits and commercial systems are available, you can easily build your own with an old glass window. Build a wood frame a foot or two high and place the window on top, sloped toward the winter sun to catch more rays of light and help with runoff of water. Put the window on hinges so its easily accessible, and make the front of the frame removable to provide air circulation before its warm enough to remove the top. If you dont have a window, use rigid or clear plastic sheeting instead. An electric heating cable can be buried in the soil. To easily rotate your crops of seeds in and out of the cold frame, consider, as Ralph has done, recycling wooden wine boxes filled with potting soil and tidy rows of seedlings.
Once the seedlings begin to grow, they should be exposed to bright light for at least eight hours a day. Check moisture daily but dont overwater, and every five days or so, feed with liquid nutrients to develop a strong root system to help once the plants are large enough to be transplanted into the garden. Sometimes, there will be an intermediary step, from the cold frame into four-inch plastic or peat pots. When sowing hard seeds like beans or sweet peas, soak overnight to soften them and assist with earlier germination.
When your garden is in full swing, enjoy the seasonal bounty and begin to plan for the following years planting. Most vegetable and flower seeds will be productive for three to five years. Harvest your seeds on a dry day, and if at all possible, keep them in the original seed packet so that you retain the planting and care instructions. Otherwise use a sterile glass jar stored in a cool, dry place or in your freezer.
Chances are youll end up with more seeds than youll actually be able to use. Great gardens come from sharing, and this is the perfect opportunity to be generous. Maybe next year, Ralph will send some of those Mexican sunflowers over to me.
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Thursday, October 15, 2009
Curbside Leaf Pick-up Starts October 26
Yard waste and leaves can also be dropped off at Riverside Recycling Facility between the hours of 7:00 AM and 4:00 PM, Monday through Friday. Residents should bring brush and tree waste (any woody material) directly to the facility. For more information about the program, call 756-8189 or visit http://publicworks.portlandmaine.gov/.
Monday, October 12, 2009
Cumberland County Maine Homes in Forclosure List ~ October
169 Pigeon Brook Rd, Baldwin ~ 82500 ~ MPN - Portland Press Herald
136 S Bridgton Rd, Bridgton ~ 179900 ~ Fannie Mae
4 Brocklebank Drive, Bridgton ~ TBD ~ Ocwen
174 Harrison Rd, Bridgton ~ 79900 ~ PAS
16 Weymouth St, Brunswick ~ 99900 ~ Res.net
15 Dunlap St, Brunswick ~ 203900 ~ ReoTrans
49 MacMillian Dr, Brunswick ~ Auction ~ ReoTrans
4 Ward Circle, Brunswick ~ Auction ~ FinaAtty
4 Ward Cir, Brunswick ~ Auction ~ MPN - Portland Press Herald
15 Weymouth St, Brunswick ~ TBD ~ MPN - Portland Press Herald
72 Water St, Brunswick ~ Auction ~ Fannie Mae
12 Tides Edge Rd., Cape Elizabeth ~ 75000 ~ Keenan
10 Bear Pine Dr, Casco ~ Auction ~ Fannie Mae
8 Winn Road, Cumberland ~ 209500 ~ Tranzon
10 Brookside Dr, Cumberland Center ~ 265000 ~ Fannie Mae
151 Middle Rd, Falmouth ~ Auction ~ Fannie Mae
94 Longwoods Rd, Falmouth ~ 219900 ~ MPN - Portland Press Herald
14 White Rock Dr, Gorham ~ 219900 ~ Fannie Mae
14 White Rock Dr, Gorham ~ TBD ~ Res.net
697 Gray Rd, Gorham ~ 172000 ~ Fannie Mae
49 N Raymond Rd, Gray ~ 183200 ~ Fannie Mae
88 Mayall Road, Gray ~ 194900 ~ Ocwen
187 N Raymond Rd, Gray ~ 334900 ~ ReoTrans
98 Lake Ave, Gray ~ 334900 ~ Fannie Mae
98 Lake Ave, Gray ~ Auction ~ Res.net
145 North Shore Rd., Gray ~ Auction ~ FinaAtty
17 Donna's Way, Gray ~ Auction ~ FinaAtty
145 North Shore Rd, Gray ~ Auction ~ MPN - Portland Press Herald
17 Donna's Way, Gray ~ Auction ~ MPN - Portland Press Herald
252 Yarmouth Rd, Gray ~ 45800 ~ MPN - Portland Press Herald
56 High St, Harrison ~ 139900 ~ 943184
611 Plains Rd, Harrison ~ Auction ~ 928775
370 Naples Rd., Harrison ~ 87800 ~ FinaAtty
14 Right Way, Naples ~ 168900 ~ Res.net
47 Colebrooke Road, New Gloucester ~ 214900 ~ Homesteps
14 Wall St, New Gloucester ~ Auction ~ Res.net
22 Castle Road, New Gloucester ~ 129900 ~ MPN - Morning Sentinel
855 North Rd, North Yarmouth ~ Auction ~ ReoTrans
134 Royal Rd, North Yarmouth ~ Auction ~ MPN - Portland Press Herald
24 Hemlock Ridge, North Yarmouth ~ TBD ~ MPN - Portland Press Herald
1224 N Rd., North Yarmouth ~ 489000 ~ PAS
341 Island Ave, Peaks Island ~ 489000 ~ ReoTrans
341 Island Ave, Peaks Island ~ 124900 ~ Res.net
167 Danforth Street, unit 1, Portland ~ 149900 ~ Homesteps
85 Berkshire Rd #B, Portland ~ 168000 ~ ReoTrans
31 Wellstone Dr, Portland ~ 183118 ~ Fannie Mae
432 St. John St, Portland ~ 214900 ~ Res.net
605 Washington Ave, Portland ~ 219000 ~ Res.net
34 Dow St, Portland ~ 259900 ~ Fannie Mae
85-87 Glenwood Ave, Portland ~ 259900 ~ Fannie Mae
85-87 Glenwood Ave, Portland ~ Auction ~ Res.net
185 Ridge Rd., Portland ~ Auction ~ FinaAtty
29 Powsland St., Portland ~ Auction ~ FinaAtty
103 Bradley St, Portland ~ Auction ~ MPN - Portland Press Herald
41 Bates St, Portland ~ Auction ~ MPN - Portland Press Herald
1685 Congress St, Portland ~ Auction ~ MPN - Portland Press Herald
6 Sara Ln, Portland ~ Auction ~ MPN - Portland Press Herald
27-29 Boynton St, Portland ~ Auction ~ MPN - Portland Press Herald
43 W. Street, Unit #2, Portland ~ Auction ~ MPN - Portland Press Herald
11 Sheridan St Unit 2, Portland ~ Auction ~ MPN - Portland Press Herald
1685 Congress Street, Portland ~ 344000 ~ Tranzon
14 Ball St, Raymond ~ 145000 ~ ReoTrans
50 Boulder Rd, Raymond ~ Auction ~ Fannie Mae
45 Main St., Raymond ~ 184900 ~ FinaAtty
4 Dodge St, Scarborough ~ 200500 ~ Fannie Mae
7 Ross Rd, Scarborough ~ 224900 ~ Fannie Mae
47 Tall Pines Rd , Scarborough ~ Auction ~ 951635
95 Sawyer Rd, Scarborough ~ Auction ~ MPN - Portland Press Herald
46 Nason's Beach Rd, Sebago ~ 124000 ~ MPN - Portland Press Herald
81 Lincoln St, South Portland ~ 125000 ~ ReoTrans
273 Ocean St, South Portland ~ 169900 ~ Fannie Mae
1286 Broadway , South Portland ~ Auction ~ Fannie Mae
895 Broadway, South Portland ~ Auction ~ FinaAtty
895 Broadway, South Portland ~ 131900 ~ MPN - Portland Press Herald
81 Manchester Rd, Standish ~ 131900 ~ 931525
81 Manchester Rd, Standish ~ 200000 ~ 931525
606 Saco Rd, Standish ~ Auction ~ Fannie Mae
75 Adams Landing Rd., Topsham ~ 29000 ~ FinaAtty
26 Chase Road, West Baldwin ~ Auction ~ HUD
96 Borwn Rd., West Baldwin ~ TBD ~ FinaAtty
112 Douglas Hill Rd, West Baldwin ~ 80000 ~ Fannie Mae
12 Berkeley St, Westbrook ~ 110000 ~ PAS
25 Lawrence Street, 42, Westbrook ~ 115500 ~ HUD
222 Brown Street, Westbrook ~ 162500 ~ Homesteps
72 High St, Westbrook ~ 180000 ~ Fannie Mae
52 Brackett St, Westbrook ~ 190000 ~ Fannie Mae
49 High St, Westbrook ~ Auction ~ ReoTrans
10 West Pleasant St, Westbrook ~ 69900 ~ MPN - Portland Press Herald
343 Falmouth Rd, Windham ~ 362000 ~ ReoTrans
32 Woldbrook Dr, Windham ~ Auction ~ Fannie Mae
412 Pope Rd., Windham ~ Auction ~ FinaAtty
18 Fall Ridge Rd., Windham ~ Auction ~ FinaAtty
680 River Rd, Windham ~ TBD ~ MPN - Portland Press Herald
99 Swett Rd, Windham ~ TBD ~ Fannie Mae
5 Beaulieu Dr, Windham ~ ~ Fannie Mae
Please let us know if you would like to have the list of Foreclosure properties for other counties, or if you would like more information on one of these properties. Office: 207-775-2121 Email: john@johnhatcher.us
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Portland Offers First Seasonal Flu Vaccination Clinics
What: Starting tomorrow at the Sagamore Community Center, the City of Portland, HHSD's Public Health Division will offer a series of eight influenza (flu) walk-in clinics throughout Portland (http://www.portlandmaine.gov/hhs/fluschedule.pdf). The seasonal flu vaccine will be available for $10.00, or at no cost for individuals with a Medicare Part B card.00 . Pneumococcal pneumonia vaccine will also be available for $45.00.
The clinics are open to adults, eighteen and older. Clinics for children will be offered at Portland Public Schools later this fall. According to Dr. Carrie Frost, Medical Director of the City's Public Health Division, "An annual flu vaccine is the best way to reduce the chances that you will get the flu and lessens the probability of spreading it to others. The Public Health Division is committed to making this service easily accessible by offering clinics in several Portland neighborhoods, and making them affordable. We've already received an ample supply of flu vaccine and we urge seniors and other high-risk groups to get vaccinated before December when the flu traditionally starts to spread in Maine." As many as 36,000 adults in the U.S. die from seasonal influenza and its complications every year. Vaccination against both flu and bacterial pneumonia (pneumococcal vaccine) are essential to protect the health of seniors and others with chronic health conditions. Vaccina tions reduce health care costs by limiting expensive therapies and unnecessary hospitalizations and decrease the spread of disease in the home, workplace, and community.
Groups at especially high risk of seasonal influenza and its complications include:1) People People over age 50; 2)People with chronic medical conditions such as diabetes, asthma, heart disease, or immune system problems; 3 Pregnant women; 4) People in long- term care or institutional settings; 5) Health care workers; 6) Caregivers and household contacts of those at high risk; and 7) Young children aged 6 months and up. It should be noted that this year's vaccination for the seasonal flu is recommended for everyone. Parents and caregivers of young children are advised to get flu vaccine from their regular doctor in the community.For specific information on the locations and dates for Portland Public Health's flu clinics, please contact the City of Portland's Flu Hotline at 207-874-8946 or visit the Immunization Program website, http://www.portlandmaine.gov/hhs/health.asp.
H1N1 (swine) flu vaccine will not be available at these Public Health clinics. H1N1 flu vaccine is expected in the early fall and updates and information will be forthcoming. For further information about H1N1, call or email the public call-in number from Maine CDC at 1-888-257-0990 or flu.questions@maine.gov.
Seasonal Flu Clinic Schedule
Wednesday, October 14 State of Maine Room, City Hall 11:00 AM * 2:00 PM
Sunday, October 18 Cliff Island Community Center 9:00 AM * noon
Thursday, October 22 St. Pius X Parish Hall, 492 Ocean Avenue 1:00 PM * 4:00 PM
Monday, October 26 Allen Avenue UU Church, 524 Allen Avenue 9:00 AM * noon
Tuesday, October 27 Harbor Terrace, 284 Danforth Street 11:00 AM * 3:00 PM
Wednesday, October 28 Peaks Island Community Center 9:00 AM - noon
Friday, October 9, 2009
Networking Lunch Series
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Thursday, October 8, 2009
Tuesday, October 6, 2009
Today's interest rates
30 year fixed: 5.000%
15 year fixed: 4.375%
FHA: 5.375%
VA: 5.375%
Jumbo 7/1 ARM: 5.950%
Jumbo 30 year: 6.350%
** All rates are on primary residence single family homes within the state of Maine. All prices based on 30% down with a loan amount not to exceed 417,000 with a 30 day lock period. Adjustments in rate will be made for all homes that fall outside that category. Approval based on credit worthiness (730 or above credit score) and appraisal. All rates subject to change at any time without notice.
Jeff Cochrane
Mortgage Loan Officer
First Maine Mortgage
970 Baxter Blvd.
Portland, ME. 04103
Phone: 207-553-7516
Cell: 207-831-3686
Fax: 207-774-0221
Email: jeff@firstmainemortgage.com
Web: firstmainemortgage.com
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New South Portland Listing
Networking Lunch Series
multifaceted wedding photography business. Before moving to Maine to start her business in 2004, she worked as a photographer for USA Today in Washington, DC. Since then the company has grown to a team of six photography professionals and have served customers locally, nationally and international. Emilie is an active contributor to a national wedding planning blog, while also managing an online forum for wedding photographers that she created. Emilie hosted a national workshop for photographers in July 2009 and recently formed the Pink Initiative, a non-profit to support breast cancer research. Come hear why Emilie decided to start her business in Maine and also about some of the exciting work she is starting. The luncheon will be held in the Chamber's Board Room, The Chamber is located at the corner of Middle Street and Pearl Street. To register, Click here.
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Monday, October 5, 2009
New Listing ~ Plantation House
Sunday, October 4, 2009
PROPEL Networking Event at Ri Ra
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Thursday, October 1, 2009
a Proposal by Waynflete School
To residents and property owners in the West End: The HISTORIC PRESERVATION BOARD will hold a workshop for Preliminary Review of a Proposal by Waynflete School to create an overlay zone to address future expansion of the school.
The workshop is an opportunity for the applicant to present a plan to the Historic Preservation Board in an informal session, which is open to the public. Public comments will be taken at this meeting.
The meeting will be held:
Wednesday, October 7, 2009
7:30 p.m.
City Hall, Room 209, 2nd Floor
Plans for each of the items above are available in the Portland Planning Division, 4th Floor, City Hall. If you wish to submit written comments, address them to Deborah Andrews, Historic Preservation Program Manager, Planning Division, City Hall, 4th Floor, 389 Congress Street, Portland, Maine 04101, contact by phone at 874-8726 or e-mail at
dga@portlandmaine.gov To access agenda materials on-line, please
visit the following web address on or after the Friday preceeding the meeting date: http://www.portlandmaine.gov/historic.htm
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